Top 50 U.S. States by Rent Burden (Rent-to-Income %), 2025
This ranking shows where renting is most financially stretched across the United States. We compute a state “rent burden rate” from the American Community Survey (ACS) distribution for Gross Rent as a Percentage of Household Income (GRAPI) among renter households with computable GRAPI. The headline metric is the share spending 30% or more of household income on gross rent.
Disclaimer
Key takeaways
Highest rent-burdened state
Florida · 62.1%
Share paying ≥30% of income on rent
Next highest
Nevada · 57.6%
Large severe-side component
Large high-cost markets
California · 55.8% · Hawaii · 55.0%
High pressure across many renters
Lowest rent-burdened state
North Dakota · 36.2%
Still significant: >1 in 3 renters
- It isn’t only “coastal.” Several Sun Belt states rank near the top, consistent with rapid rent growth and uneven income gains.
- Watch the “severe-side” share. A high 35%+ component suggests deeper stress for the most stretched renter households.
- Use the metric as a distribution signal. It captures how many renters are under pressure, not just average rent dollars.
Top states by rent burden rate (≥30%)
Bar chart shows the Top 15 states. If the chart cannot load, the list below appears automatically.
Top 15 states (fallback list)
Ranking table (Top 50 states)
| Rank | State | Rent burden (≥30%) | Severe-side (35%+) |
|---|
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Methodology and context
Metric is derived from ACS GRAPI distribution for renter-occupied units paying rent with computable GRAPI.
Why states differ
Rent burden rises when gross rents grow faster than renter incomes, but the drivers vary. Fast-growth metros can experience demand shocks and supply bottlenecks, while income gains may skew toward higher earners. In other states, rents may be lower in dollars, yet household incomes are also lower or more volatile, producing a high rent-to-income share among renters.
The distribution approach is useful because it focuses on how many renter households are under pressure, not a single average that can hide stress in the lower half of the income distribution. The “Severe-side (35%+)” column is especially informative: a higher severe-side share indicates deeper strain for a large portion of renters.
Sources (official)
- U.S. Census Bureau — American Community Survey (ACS) program page
- U.S. Census Bureau — Data API directory (ACS endpoints)
- ACS 1-year (2024) Data Profile — DP04 group (variable list / definitions)
- HUD USER — Comprehensive Housing Affordability Strategy (CHAS) datasets
- HUD USER — CHAS background (cost burden concepts and thresholds)
Note: This page’s “rent burden rate (≥30%)” is computed from ACS DP04 GRAPI distribution: 30.0–34.9% plus 35.0%+. HUD commonly defines severe cost burden as 50%+, while the DP04 profile distribution provides a 35%+ bracket used here as a “severe-side” signal.
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Includes Top 50 table files (CSV/XLSX) and exported chart images (PNG) for Top 50 U.S. States by Rent Burden (Rent-to-Income %), 2025.