Notes on comparability:
- Definitions can differ by jurisdiction and reporting system (instrument scope, sector boundary).
- BIS series are constructed from national sources and can include break adjustments; historical comparability still depends on source changes.
- Shadow / non-bank lending may be partially outside standard credit measures in some economies.
- GDP denominator effects can move the ratio even when debt stocks change slowly.

Files included:
- top10_household_debt_to_gdp_q2_2025.csv
- top20_household_debt_to_gdp_q2_2025.csv
- top10_table_household_debt_to_gdp_q2_2025.html
- chart_top20_household_debt_to_gdp_q2_2025.png
- chart_top20_household_debt_to_gdp_q2_2025.svg
- sources.txt
- notes.txt