Methodology and Sources
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Metric definition:
Latest displayed residential mortgage interest rate (percent per annum).

Ranking logic:
Higher values rank higher.

Methodology extracted from article:
Methodology The metric is the latest displayed residential mortgage interest rate, expressed as percent per annum. The ranking is sorted in descending order because higher rates represent a higher nominal borrowing cost for residential mortgage credit. The target year is a 2026 snapshot. Values come from Global Property Guide’s May 2026 mortgage-rate comparison, but inclusion in this corrected table requires a visible country tracker source naming an official national monetary authority or central bank. The row source shown in the table is the official institution identified for that country’s mortgage-rate series. Inclusion rule: a country is included only when the source trail contains country name, value, unit, target year, status, official national source name, region and method note. Exclusion rule: countries without a visible official national source name are excluded. Argentina is excluded from this corrected version because the visible tracker source is not a national official source. Status rule: every included row is marked official_value. No row is an official forecast or modeled projection. Conflict rule: conflicting values from other aggregators are not averaged. This table uses one comparison snapshot and discloses the official source name shown for each country tracker. Rounding: values are shown to two decimals as displayed in the comparison snapshot. Limit: mortgage-rate definitions are not identical across countries. Some series refer to fixed mortgage rates, some to average housing-loan rates, some to long-term mortgage rates and some to national-currency mortgage products. The table is suitable for directional comparison, not for choosing a specific loan product. The metric does not measure total housing affordability. Mortgage rates should be interpreted together with home prices, down-payment rules, taxes, household incomes, inflation, currency risk and credit standards. Next: Full ranking → Back to chart ↑

Sources extracted from article:
Sources Global Property Guide Used as the May 2026 comparison snapshot and country tracker index. Rows are included only when the country page shows an official national source name. globalpropertyguide.com/mortgage-interest-rates Central Bank of the Republic of Turkey Official source named for Turkey’s average housing-loan interest-rate series. evds2.tcmb.gov.tr National Bank of Georgia Official source named for Georgia’s mortgage-rate series. nbg.gov.ge/en Banco Central de la República Dominicana Official source named for the Dominican Republic mortgage-rate series. bancentral.gov.do Banco de México Official source named for Mexico’s fixed mortgage-rate series. banxico.org.mx Banco Central do Brasil Official source named for Brazil’s earmarked mortgage-rate series. bcb.gov.br South African Reserve Bank Official source named for South Africa’s mortgage-rate series. resbank.co.za National Bank of Kazakhstan Official source named for Kazakhstan’s long-term mortgage-rate series. nationalbank.kz/en National Bank of Ukraine Official source named for Ukraine’s weighted-average secondary-market mortgage-rate series. bank.gov.ua/en/statistic National Bank of Moldova Official source named for Moldova’s weighted-average nominal mortgage-rate series. bnm.md/en Banco Central de Costa Rica Official source named for Costa Rica’s national-currency mortgage-rate series. bccr.fi.cr Magyar Nemzeti Bank Official source named for Hungary’s annualised percentage-rate series for house-purchase loans. statisztika.mnb.hu Banco Central de Reserva del Perú Official source named for Peru’s active mortgage interest-rate series. estadisticas.bcrp.gob.pe

Limitations:
The dataset is generated from the published StatRanker article table. It inherits the limitations of the original source, metric definition, reporting period, rounding and coverage. The values should not be interpreted outside the stated unit and methodology.
